Individual licensed mortgage brokers and loan officers specializing in DSCR and investor property loans. In Utah (UT), closings operate under a Non-Judicial (Deed of Trust — 3-Month Notice of Default) regime (120–140 days-day average timeline) with a 0.57% average property tax rate and $430/$100K landlord hazard insurance benchmark.
Deal-level DSCR modeling, Form 1007 rent schedule review, and lock desk execution.