arizonaprivatemoneylenders.com Wholesale Investor Desk · 51 JURISDICTIONS (50 STATES + D.C.) & 828 CITIES (50,000+ POP)
50 U.S. States + Washington, D.C. Investor Loan & Property Tax Matrix
Bottom Line Up Front (BLUF): Select any of the 50 U.S. states or Washington, D.C. (51 jurisdictions) below to inspect Deed of Trust vs. Judicial Mortgage statutes, effective non-homestead property tax rates, median 1–4 unit and 5+ unit rental benchmarks, and city-level underwriting desks for all 828 U.S. cities with populations of 50,000 or more. Published by Loan Daddy LLC (NMLS #2827624).
| Jurisdiction (50 States + D.C.) | Security Instrument & Timeline | Avg Tax Rate | Median 1–4 Price / Rent | 50k+ Pop Cities |
|---|---|---|---|---|
| Alabama (AL) | Non-Judicial (Power of Sale) | 0.41% | $245,000 / $1,950/mo | 9 Cities (Birmingham, Montgomery, Mobile) → |
| Alaska (AK) | Non-Judicial (Deed of Trust) | 1.19% | $365,000 / $2,650/mo | 1 City (Anchorage) → |
| Arizona (AZ) | Non-Judicial (Deed of Trust — 91-Day Trustee Sale) | 0.56% | $445,000 / $3,150/mo | 25 Cities (Phoenix, Tucson, Mesa) → |
| Arkansas (AR) | Non-Judicial (Statutory Foreclosure) | 0.62% | $235,000 / $1,850/mo | 9 Cities (Little Rock, Fort Smith, Fayetteville) → |
| California (CA) | Non-Judicial (Deed of Trust — Civil Code §2924) | 0.75% | $745,000 / $4,950/mo | 186 Cities (Los Angeles, San Diego, San Jose) → |
| Colorado (CO) | Non-Judicial (Public Trustee System) | 0.51% | $535,000 / $3,650/mo | 19 Cities (Denver, Colorado Springs, Aurora) → |
| Connecticut (CT) | Judicial (Strict Foreclosure or Foreclosure by Sale) | 1.96% | $395,000 / $3,100/mo | 13 Cities (Bridgeport, New Haven, Stamford) → |
| Delaware (DE) | Judicial (Scire Facias Sur Mortgage) | 0.57% | $365,000 / $2,650/mo | 2 Cities (Wilmington, Dover) → |
| District of Columbia (DC) | Non-Judicial / Mediation Hybrid (Deed of Trust) | 0.85% | $625,000 / $4,350/mo | 1 City (Washington) → |
| Florida (FL) | Judicial (Circuit Court Foreclosure Action) | 0.86% | $435,000 / $3,350/mo | 61 Cities (Jacksonville, Miami, Tampa) → |
| Georgia (GA) | Non-Judicial (First Tuesday Power of Sale) | 0.87% | $355,000 / $2,650/mo | 17 Cities (Atlanta, Columbus, Augusta-Richmond County) → |
| Hawaii (HI) | Judicial (Primary) / Non-Judicial Statutory | 0.31% | $795,000 / $5,150/mo | 1 City (Honolulu) → |
| Idaho (ID) | Non-Judicial (Deed of Trust) | 0.63% | $445,000 / $2,950/mo | 8 Cities (Boise City, Nampa, Meridian) → |
| Illinois (IL) | Judicial (Illinois Mortgage Foreclosure Law) | 2.08% | $315,000 / $2,650/mo | 30 Cities (Chicago, Aurora, Rockford) → |
| Indiana (IN) | Judicial (3-Month Statutory Waiting Period) | 0.81% | $255,000 / $2,050/mo | 20 Cities (Indianapolis, Fort Wayne, Evansville) → |
| Iowa (IA) | Judicial (or Non-Judicial Voluntary Commercial) | 1.52% | $235,000 / $1,920/mo | 11 Cities (Des Moines, Cedar Rapids, Davenport) → |
| Kansas (KS) | Judicial (District Court Action) | 1.34% | $265,000 / $2,100/mo | 10 Cities (Wichita, Overland Park, Kansas City) → |
| Kentucky (KY) | Judicial (Master Commissioner Sale) | 0.83% | $265,000 / $2,050/mo | 4 Cities (Louisville/Jefferson County, Lexington-Fayette, Bowling Green) → |
| Louisiana (LA) | Judicial (Executory Process — Confessed Judgment) | 0.56% | $255,000 / $2,100/mo | 9 Cities (New Orleans, Baton Rouge, Shreveport) → |
| Maine (ME) | Judicial (or Commercial Corporate Power of Sale) | 1.24% | $385,000 / $2,750/mo | 1 City (Portland) → |
| Maryland (MD) | Quasi-Judicial (Order to Docket / Power of Sale) | 1.05% | $415,000 / $3,050/mo | 5 Cities (Baltimore, Frederick, Gaithersburg) → |
| Massachusetts (MA) | Non-Judicial (Statutory Power of Sale + Land Court) | 1.17% | $595,000 / $4,150/mo | 23 Cities (Boston, Worcester, Springfield) → |
| Michigan (MI) | Non-Judicial (Foreclosure by Advertisement) | 1.38% | $265,000 / $2,150/mo | 28 Cities (Detroit, Grand Rapids, Warren) → |
| Minnesota (MN) | Non-Judicial (Foreclosure by Advertisement) | 1.11% | $345,000 / $2,550/mo | 20 Cities (Minneapolis, St. Paul, Rochester) → |
| Mississippi (MS) | Non-Judicial (Deed of Trust Power of Sale) | 0.78% | $225,000 / $1,820/mo | 4 Cities (Jackson, Gulfport, Southaven) → |
| Missouri (MO) | Non-Judicial (Deed of Trust Trustee Sale) | 0.96% | $265,000 / $2,080/mo | 14 Cities (Kansas City, St. Louis, Springfield) → |
| Montana (MT) | Non-Judicial (Small Tract Financing Act) | 0.79% | $465,000 / $3,050/mo | 3 Cities (Billings, Missoula, Great Falls) → |
| Nebraska (NE) | Non-Judicial (Nebraska Trust Deeds Act) | 1.63% | $275,000 / $2,180/mo | 4 Cities (Omaha, Lincoln, Bellevue) → |
| Nevada (NV) | Non-Judicial (NRS Chapter 107 Deed of Trust) | 0.55% | $455,000 / $3,150/mo | 6 Cities (Las Vegas, Henderson, Reno) → |
| New Hampshire (NH) | Non-Judicial (Statutory Power of Sale) | 1.93% | $455,000 / $3,250/mo | 2 Cities (Manchester, Nashua) → |
| New Jersey (NJ) | Judicial (Superior Court Chancery Division) | 2.23% | $495,000 / $3,750/mo | 17 Cities (Newark, Jersey City, Paterson) → |
| New Mexico (NM) | Judicial (or Commercial Deed of Trust Act) | 0.76% | $325,000 / $2,350/mo | 5 Cities (Albuquerque, Las Cruces, Rio Rancho) → |
| New York (NY) | Judicial (RPAPL Article 13) | 1.64% | $545,000 / $3,950/mo | 15 Cities (New York, Buffalo, Rochester) → |
| North Carolina (NC) | Quasi-Judicial (Clerk of Court Hearing + 10-Day Upset Bid) | 0.78% | $365,000 / $2,680/mo | 19 Cities (Charlotte, Raleigh, Greensboro) → |
| North Dakota (ND) | Judicial (District Court Action) | 0.98% | $265,000 / $1,980/mo | 4 Cities (Fargo, Bismarck, Grand Forks) → |
| Ohio (OH) | Judicial (County Court of Common Pleas) | 1.48% | $255,000 / $2,080/mo | 21 Cities (Columbus, Cleveland, Cincinnati) → |
| Oklahoma (OK) | Judicial or Non-Judicial Power of Sale | 0.88% | $245,000 / $1,980/mo | 10 Cities (Oklahoma City, Tulsa, Norman) → |
| Oregon (OR) | Non-Judicial (Oregon Trust Deed Act) | 0.91% | $495,000 / $3,350/mo | 12 Cities (Portland, Salem, Eugene) → |
| Pennsylvania (PA) | Judicial (Action in Mortgage Foreclosure) | 1.49% | $315,000 / $2,480/mo | 9 Cities (Philadelphia, Pittsburgh, Allentown) → |
| Rhode Island (RI) | Non-Judicial (Statutory Power of Sale) | 1.4% | $445,000 / $3,250/mo | 5 Cities (Providence, Warwick, Cranston) → |
| South Carolina (SC) | Judicial (Master-in-Equity Referral) | 0.56% | $355,000 / $2,620/mo | 7 Cities (Columbia, Charleston, North Charleston) → |
| South Dakota (SD) | Judicial or Non-Judicial Power of Sale (180-Day Redemption Waiver) | 1.17% | $295,000 / $2,180/mo | 2 Cities (Sioux Falls, Rapid City) → |
| Tennessee (TN) | Non-Judicial (Deed of Trust — 21-Day Publication) | 0.64% | $365,000 / $2,680/mo | 13 Cities (Memphis, Nashville-Davidson, Knoxville) → |
| Texas (TX) | Non-Judicial (First Tuesday Deed of Trust — TX Prop. Code §51.002) | 1.68% | $365,000 / $2,880/mo | 73 Cities (Houston, San Antonio, Dallas) → |
| Utah (UT) | Non-Judicial (Deed of Trust — 3-Month Notice of Default) | 0.57% | $515,000 / $3,450/mo | 14 Cities (Salt Lake City, West Valley City, Provo) → |
| Vermont (VT) | Judicial (Strict Foreclosure or Judicial Sale) | 1.83% | $385,000 / $2,850/mo | 1 City (Burlington) → |
| Virginia (VA) | Non-Judicial (Deed of Trust Trustee Sale) | 0.8% | $415,000 / $2,980/mo | 13 Cities (Virginia Beach, Norfolk, Chesapeake) → |
| Washington (WA) | Non-Judicial (Washington Deed of Trust Act — RCW 61.24) | 0.88% | $565,000 / $3,750/mo | 24 Cities (Seattle, Spokane, Tacoma) → |
| West Virginia (WV) | Non-Judicial (Deed of Trust Trustee Sale) | 0.57% | $225,000 / $1,780/mo | 2 Cities (Charleston, Huntington) → |
| Wisconsin (WI) | Judicial (6-Month Commercial / Non-Owner Redemption) | 1.61% | $295,000 / $2,280/mo | 14 Cities (Milwaukee, Madison, Green Bay) → |
| Wyoming (WY) | Non-Judicial (Foreclosure by Advertisement & Sale) | 0.58% | $345,000 / $2,450/mo | 2 Cities (Cheyenne, Casper) → |