Institutional wholesale & TPO lenders that originate DSCR and rental investment loans through approved mortgage brokers. In Utah (UT), closings operate under a Non-Judicial (Deed of Trust — 3-Month Notice of Default) regime (120–140 days-day average timeline) with a 0.57% average property tax rate and $430/$100K landlord hazard insurance benchmark.
Institutional TPO shelves accessed by Loan Daddy LLC (NMLS #2827624) for wholesale pricing.