2026 State DSCR & Cap-Rate Intelligence Report · Tennessee (TN) · arizonaprivatemoneylenders.com

Tennessee (TN) Rental Property DSCR, Tax & Cap-Rate Benchmark Report

Tennessee Executive Underwriting Summary: Across 13 tracked Tennessee investment markets, 1–4 unit rental properties average $365,000 in acquisition price against $2,680/month in Form 1007 market rent (8.81% gross rental yield) and $1,560/door/month on 5–25 unit multifamily assets. Investors underwriting Tennessee DSCR loans must factor a 0.64% effective property tax rate (~$2,336/yr), $580/$100k hazard insurance (~$2,117/yr), and a Non-Judicial (Deed of Trust — 21-Day Publication) statutory framework (40–55 days typical timeline).
1–4u Base Price / Rent
$365,000 / $2,680
Gross Rental Yield
8.81% Annual
Tax & Hazard Escrow
0.64% Tax · $580/100k
Foreclosure & Timeline
Non-Judicial (Deed of Trust — 21-Day Publication) (40–55 days)

Tennessee City-by-City DSCR, Tax & Multifamily Benchmark Table (13 Markets)

City & CountyPopulation1–4u Median PriceForm 1007 Median RentTax RateCity Desk
Memphis, TN (SHELBY County County)712,261$455,000$3,300/mo0.64%Open Memphis Hub →
Nashville-Davidson, TN (Nashville-Davidson Metro County County)691,566$420,000$3,100/mo0.61%Open Nashville-Davidson Hub →
Knoxville, TN (KNOX County County)199,764$420,000$3,050/mo0.64%Open Knoxville Hub →
Chattanooga, TN (HAMILTON County County)188,969$415,000$3,000/mo0.69%Open Chattanooga Hub →
Clarksville, TN (MONTGOMERY County County)155,169$415,000$3,000/mo0.69%Open Clarksville Hub →
Murfreesboro, TN (RUTHERFORD County County)127,578$320,000$2,400/mo0.61%Open Murfreesboro Hub →
Franklin, TN (WILLIAMSON County County)75,086$345,000$2,550/mo0.63%Open Franklin Hub →
Jackson, TN (MADISON County County)73,777$380,000$2,750/mo0.67%Open Jackson Hub →
Johnson City, TN (WASHINGTON County County)70,984$340,000$2,500/mo0.6%Open Johnson City Hub →
Bartlett, TN (Bartlett Metro County County)63,466$365,000$2,650/mo0.68%Open Bartlett Hub →
Hendersonville, TN (SUMNER County County)58,934$365,000$2,700/mo0.69%Open Hendersonville Hub →
Kingsport, TN (SULLIVAN County County)57,729$355,000$2,600/mo0.65%Open Kingsport Hub →
Collierville, TN (SHELBY County County)51,593$370,000$2,700/mo0.64%Open Collierville Hub →

Related Tennessee Underwriting & Deal Team Hubs

Tennessee (TN) 2026 DSCR, Cap Rate & Rental Market Intelligence Report | arizonaprivatemoneylenders.com